tag:blogger.com,1999:blog-22011692.post5849077958376561695..comments2023-10-26T05:10:51.172-05:00Comments on Thoughts of a Limemonkey: HELP: Settle this ArgumentJasonhttp://www.blogger.com/profile/06508239759383689491noreply@blogger.comBlogger15125tag:blogger.com,1999:blog-22011692.post-77835450115819208452009-01-18T13:15:00.000-06:002009-01-18T13:15:00.000-06:00Just to let people know, this is not a fight we ar...Just to let people know, this is not a fight we are having its a friendly argument neither of us are angry or heated in any way. I know some of you called me and was concerned we were fighting. We are not, just trying to see every angle to this huge decision. <BR/>I think a town home might be a good idea, although I did want a little bit of a yard. But its all about compromise. <BR/>Murph I thank you for the support since I do have a secure job with a steady promotion track. The Blue Eye Death Star is working at Washington University Med School as a Research Assistant.Lrgblueeyeshttps://www.blogger.com/profile/03722018943872925561noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-16874434816291538202009-01-18T09:58:00.000-06:002009-01-18T09:58:00.000-06:00kids and a house...oh and a dog.(aka all the thing...kids and a house...<BR/>oh and a dog.<BR/><BR/>(aka all the things leah wants once you guys have a house)Jimuhttps://www.blogger.com/profile/10259023782204966863noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-34019284765091065202009-01-18T00:12:00.000-06:002009-01-18T00:12:00.000-06:00I have a job Jimu, I'm not sure how much more adul...I have a job Jimu, I'm not sure how much more adult I can possibly be.Jasonhttps://www.blogger.com/profile/06508239759383689491noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-13611435683660180762009-01-17T22:37:00.000-06:002009-01-17T22:37:00.000-06:00Mt two cents--I began househunting as a single par...Mt two cents--I began househunting as a single parent in the early 90's. Took me 5 years of macaroni & cheese and Ramen to scrape together the down payment (10%). My house payment was scarcely larger than the rent on my 3 bedroom apartment in Hickman Mills. In Lee's Summit, I felt my children had a higher quality of life.<BR/><BR/>I have a young niece who married last spring. She and her new husband recently bought a townhome (a compromise?) at #35,000 off the initial asking price. She is still in school, but works full time. His employment history is fairly erratic. A townhome might eliminate some of the yard work, etc.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-22011692.post-73700547995476537492009-01-17T21:41:00.000-06:002009-01-17T21:41:00.000-06:00I've been having this same argument with my parent...I've been having this same argument with my parents. I have a VA Loan I can draw upon, housing prices are low, etc.<BR/><BR/>But the main reason I hold off all tie to job stability, relatively low pay and six week or longer income gaps which are a hazard of adjunct life. <BR/><BR/>I'd argue in favor of a house if one was in a secure job with a steady promotion track. I do not see that being the case onboard the <I>Battlestar Limemonkey</I> or the Blue Eye Death Star.<BR/><BR/>I'd counsel against it. There is no telling just how much worse this economy will get. If you get locked into a house and can't find a job, you'll be worse off than you are now. <BR/><BR/>Respects,<BR/>Murph<BR/>On the Outer MarchesSteven Francis Murphyhttps://www.blogger.com/profile/02246600213078993467noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-73176004629312693742009-01-17T18:36:00.000-06:002009-01-17T18:36:00.000-06:00sadly I think that is just what the situation need...sadly I think that is just what the situation needs jason. math math and more math.<BR/><BR/>I would house hunt.<BR/>figure out what kind of house you want. and then figure out if that is more than you can afford. if it is, then maybe you should wait.<BR/><BR/>conversly figure out what you can afford and then look at houses in that price range. if they are too crappy for what you want, wait..<BR/><BR/>but I will say this. Right now, in the market the way that it is, your money will go MUCH MUCH further than it would 2 years ago. or than it probably will 2 to 4 years from now.<BR/><BR/>If you could swing it, (as in can afford it and all the bagage that comes with it,) I would say do it. because it would be ideal now. <BR/><BR/>jason, are you sure that you just want to be more stable? or is it fear of the step into adulthood.Jimuhttps://www.blogger.com/profile/10259023782204966863noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-80323764521111399792009-01-17T12:46:00.000-06:002009-01-17T12:46:00.000-06:00I dunno, I could go either way. Though if you do o...I dunno, I could go either way. Though if you do own a home, at least your money will be going into something, rather than out the window.<BR/>I think you two should go to a homebuyers class, they do have them.Ericahttps://www.blogger.com/profile/01214676148437782988noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-14837545346981046192009-01-16T21:18:00.000-06:002009-01-16T21:18:00.000-06:00I thought the point of this post was to see what O...I thought the point of this post was to see what OTHER people thought...Jasonhttps://www.blogger.com/profile/06508239759383689491noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-35694011001591022732009-01-16T21:13:00.000-06:002009-01-16T21:13:00.000-06:00I would bring in Science to if I couldI would bring in Science to if I couldLrgblueeyeshttps://www.blogger.com/profile/03722018943872925561noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-52144577201979818462009-01-16T21:09:00.000-06:002009-01-16T21:09:00.000-06:00Ugh. Maff. Why do you have to bring Maff into ever...Ugh. Maff. Why do you have to bring Maff into everything...Jasonhttps://www.blogger.com/profile/06508239759383689491noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-61820384623040083272009-01-16T21:06:00.000-06:002009-01-16T21:06:00.000-06:00oh and i just did the math at 6 % we could get a ...oh and i just did the math at 6 % we could get a 100,000$ home for a monthly mortgage of $606Lrgblueeyeshttps://www.blogger.com/profile/03722018943872925561noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-42026631553787300272009-01-16T21:02:00.002-06:002009-01-16T21:02:00.002-06:00And if Jason wanted to get a different job even if...And if Jason wanted to get a different job even if it was a crappy $10 security job somewhere, he would then make at least 20,000 and I would still make what im making.Lrgblueeyeshttps://www.blogger.com/profile/03722018943872925561noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-67161458138401388422009-01-16T21:02:00.001-06:002009-01-16T21:02:00.001-06:00P.S. keep dreaming Leah...keep dreaming.P.S. keep dreaming Leah...keep dreaming.Jasonhttps://www.blogger.com/profile/06508239759383689491noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-46708636930384827602009-01-16T21:02:00.000-06:002009-01-16T21:02:00.000-06:00For the record: Leah wanted me to make this post.For the record: Leah wanted me to make this post.Jasonhttps://www.blogger.com/profile/06508239759383689491noreply@blogger.comtag:blogger.com,1999:blog-22011692.post-295880536348785312009-01-16T20:56:00.000-06:002009-01-16T20:56:00.000-06:00There are some more factors, we both have good cre...There are some more factors, we both have good credit scores, a small but sizable savings, would get benefits by being 1st time home buyers, we are planning to be in the St. Louis area the next 4-5 years and have permanent jobs. The apartment we are in now is poorly insulated so we are paying the same as Jason's Mom does to heat her 3 bdrm home to heat our 2 bdrm apt. <BR/>Im not saying we should buy a 200,000 dollar home, im talking about 1/2 that or less. I think housing prices are dropping and will be dropping more. I think us buying a home in August would be a good idea.Lrgblueeyeshttps://www.blogger.com/profile/03722018943872925561noreply@blogger.com