Me and Leah have been going 'round and 'round about our housing situation for the past few weeks/past month.
Here is our problem: Leah wants a house and I don't think we can afford it.
I make about $25,000 and Leah makes slightly more than that. We pay $590 a month in rent right now. Right now, we have a lease that lasts until August. In August we BOTH want a new place--our current place is beginning to become a dump (bad neighbors, shitty landlord, etc.). I want more space, so does Leah.
Leah thinks we should get a house--I feel that with our low income, it would be stupid to OWN a home (she forgets that beside paying for a mortgage we will also have to pay property taxes, repairs, etc.). I argue that home ownership is more costly than she realizes.
I want us to get a home, but feel that neither of us is ready (i.e. makes enough money). I frankly, don't feel like I have a very reliable job either (did I mention that last week's paycheck was initially rejected by my bank?). I want a better situation for both of us before entering into true adulthood--home ownership.
Leah wants more puppies and a baby, things I've told her we can't have till we get a house.
Am I being crazy here? Or am I correct thinking we're not ready for this yet...